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You can count on Sullivan to provide employers and their employees with the most cost-effective plans to meet their individual needs. A wide variety of plans are offered through major national carriers. These include insured indemnity, Point of Service, HMO, PPO, self-insured and minimum premium plans.
Disability and Life insurance provide an added level of protection and security for your employees. These types of insurance plans are often unattainable when they are not made available by employers. Without these protections, entire families can be left in devastating financial situations. Our knowledge and expertise allow us to ask our clients the important questions so that we are able to design a unique program that fits their specific employee make up.
An inexpensive and highly effective way to keep the cost of employee benefits down is by encouraging employees to maintain healthy habits and lifestyles. At Sullivan, we are committed to keeping you and your employees well-informed and can build and customize wellness campaigns that are specific to your employees needs.
For some companies, alternative funding for insurance plans is not only lower in cost than traditional plans but also need not be higher in risk. For companies with relatively healthy employee populations, Sullivan can help to design and implement programs that include the employer funding the plan up to certain risk levels and then using third party insurance to cover risks over that threshold. In this way, we manage the risk of catastrophic claims without incurring the high cost of third party insurance for lesser claims.
The Sullivan team has the experience and expertise to guide employers through the many communications challenges that come with employee health plans. We can assist in employee education via benefit announcements & educational materials, Benefits Statements, Employee Handbooks & Policy documents, a wide variety of brochures, and Live Well, Work Well calendars.
Sullivan offers a variety of allied benefits to complement its outstanding selection of medical and vision plans. These include dental, long-term disability, short-term disability, group life/AD&D and voluntary products. As always, detailed analysis and great care go into the selection of options we present to our clients.

A Letter From Joe Sullivan

Thank you for visiting our website!

Those who know me will tell you that I have always had a passion for helping others. That passion is shared by everyone at Sullivan and it is what drives us to be the very best benefits consulting firm around. I grew up in a large family in Buffalo, New York. There, we all learned to take care of each other and those around us. Those simple lessons guide Sullivan to this day.

I started Sullivan because I recognized that there was a void in Florida for a benefits consulting firm that was willing to take the time to fully understand the goals and needs of its clients rather than simply try to sell them cookie-cutter solutions. I built Sullivan upon a tradition of integrity, industry expertise and responsiveness. We are committed to delivering tailored benefit solutions with thoughtful strategic planning, valuable professional services and technology-based solutions that result in sustained customer and employee satisfaction.

We take a personal interest in the well-being of our customers and their employees, enabling us to anticipate and resolve issues before they become critical by quickly responding with expertise far beyond our competitors. That is why our clients view us as a trusted partner for all their healthcare benefits needs.

Please give me a call to find out how I can be of help to you!


Joe Sullivan

Founder and President

What Others Say About Us

Sullivan has great relationships with all the insurance companies and that helps us a lot.

Brad HerremansCEOSuncoast Community Health Centers